I saw this last night on the news and think it’s really awful! A lot of businesses are checking potential employees credit as a way of screening applicants. Apparently they have so many job applicants, so to them this is one more way to narrow down their choices.
There are certain types of businesses that are allowed to pull credit when considering someone for a job, such as a bank for example, or a place where you will have some type of financial responsibility. Otherwise employers are not supposed to do this.
What can you do? Well, you could pull your own credit report and see what’s on there. This way you’ll be prepared and will know what the employer will see. If an employer is going to pull your credit there should be a paper you would need to sign that tells you your credit will be pulled. If you know your credit has suffered the best thing you can do is be honest and explain your situation and hopefully your credit won’t matter so much.
You can get a free copy of your credit report once a year here: AnnualCreditReport.com (this is not an affiliate link)
While I can understand that literally tons of people are looking for jobs, I feel this is sooo unfair. I’m sure that most people’s credit was okay while they were employed or before they lost their home. Now with the number of foreclosures, bankruptcies and not to mention the amount of people in this country who are unemployed, this will obviously make things even worse.
Shouldn’t we all be helping each other, not hurting each other??
This subject hits home for me because of how it has affected my job hunting. I’m currently working at home doing a few different things. Yes, you really can make money working from home, whether it’s online or for a business!
I definitely want to share these ideas and opportunities with you, so be on the lookout daily for future posts about working from home! I will also be adding links to the sidebar directing you to some really great sites I’ve found that offer REAL work at home jobs and opportunities. I’ll be doing this all over the next few days, so please keep checking back.
Take care,
Lori


